12Open to existing HSBC Malaysia customers who upgrade to HSBC Premier and non-HSBC Malaysia customers who join HSBC Premier
13Open to existing HSBC Malaysia customers who upgrade to HSBC Premier Elite and non-HSBC Malaysia customers who join HSBC Premier Elite
14Open to non-HSBC Malaysia customers who join HSBC Premier or HSBC Premier Elite
Total Relationship Balance (TRB) includes any: Deposits in Current Account/-i, Savings Account/-i, Time Deposits, Term Deposits-i, and/or Investments in Unit Trust funds/Shariah-compliant Unit Trust funds, Structured Investments/-i, Dual Currency Investments/-i and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components.