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Welcome your network to the exclusivity of HSBC Premier!

Refer your family and friends1 to a world reserved for the select few, where privileges and benefits abound.
Get rewarded with up to RM18,000 Cashback* when you refer up to 6 successful referrals from 1 January 2025 until 31 December 2025.

Delight in rewards tailored just for you

Earn RM1,000 Cashback*
for every successful referral of RM300,000 TRB2
Earn RM3,000 Cashback*
for every successful referral of RM3,000,000 TRB2

Experience exclusive banking privileges and beyond with HSBC Premier

  • Premier status is recognised globally and can be extended to the family3, so they can enjoy the same privileges.
  • Gain priority access to relationship managers and wealth specialists no matter where they are in the world.
  • Open an overseas HSBC account4 across more than 30 destinations before embarking on their journey.
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  • Buy, save, transfer, and spend in 11 different currencies in just one account.
  • Pay in local currencies anywhere in the world with zero transactions fees5 by using HSBC Premier Everyday Global Account debit card.
  • Cash withdrawals in the local currency at Overseas HSBC ATMs in selected countries without any ATM fees6.
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  • Benefit from comprehensive coverage across diverse markets from experts around the world.
  • Access market insights through online platform and be invited to exclusive webinars and events focused on wealth and insurance.
  • Achieve returns at one of the most competitive rates in the market.
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  • View, manage and transfer funds conveniently between all their globally-linked HSBC accounts in one place.
  • Make the most of ideal preferential rates for currencies through 24/7 instant real-time conversions.
Image for Seamlessly<br/>move money<br/>globally

Refer your family and friends and be rewarded in 4 simple steps

1
Obtain consent from your family & friends.
2
Provide us with your details and the details of your family and friends.
3
We will be in touch with your family and friends.
4
Relax & enjoy your exclusive cash rewards.

Start earning with referrals now!

Complete the form below to begin.

Please provide us with your details as the referrer.
Note: As the referrer, you cannot refer yourself as a referee.

Please provide us with your family and friends’ details as the referral.
Note: As the referrer, you cannot refer yourself as a referee.

PERSON 1

Important information

Issued by HSBC Bank Malaysia Berhad (198401015221 (127776-V)). Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.

*HSBC Premier Referral Program 2025 Amended Terms & Conditions apply. Program Period:

  1. Phase 1 - Referral Period from 1 January 2025 to 31 March 2025.
    Successful Referral Period from 1 January 2025 to 30 April 2025.
  2. Phase 2 - Referral Period from 1 April 2025 to 30 June 2025.
    Successful Referral Period from 1 April 2025 to 31 July 2025.
  3. Phase 3 - Referral Period from 1 July 2025 to 30 September 2025.
    Successful Referral Period from 1 July 2025 to 31 October 2025.
  4. Phase 4 - Referral Period from 1 October 2025 to 31 December 2025.
    Successful Referral Period from 1 October 2025 to 31 January 2026.

Each Eligible Customer stands to receive Cashback for a maximum of 6 Successful Referrals. Successful Referrals refer to a Potential Customer referred by the Eligible Customer during the respecting Successful Referral Period; successfully opens an HSBC Premier Account under this program. Cashback is pooled together with "HSBC Amanah Premier Referral Program 2025". HSBC Bank is the sole provider of the Cashback. The terms used herein are as defined in the HSBC Premier Referral Program 2025 Amended Terms & Conditions.

1For referees that reside in Malaysia only.

2Total Relationship Balance (TRB) includes any: Deposits in Current Account/-i, Savings Account/-i, Time Deposits, Term Deposits/-i, and/or Investments in Unit Trust funds/Shariah-compliant Unit Trust funds, Structured Investments/-i, Dual Currency Investments/-i and/or Bond/Sukuk, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components.

3For a legal spouse and all children aged 18 to 30, as long as the Premier Family’s primary HSBC Premier customer in Malaysia meets the Total Relationship Balance of at least RM300,000 at all times. Premier Family extension to all children will expire on the child's 30th birthday. After this, the child will need to be eligible to retain Premier status on their own, to continue to enjoy the Premier fee waiver. If a customer fails to meet any of the Premier eligibility criteria, a monthly account fee of RM150 (and applicable tax, if any) will be charged.

4Subject to host country’s approval.

5Applicable to successful retail purchases, online shopping and cash withdrawals performed with Visa Debit Card under the supported currencies only.

6Refer to list of overseas HSBC ATM. Applicable to cash withdrawals performed with Visa Debit Card under the supported currencies only.

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