Premier logo

Welcome your network to the exclusivity of HSBC Premier!

Refer your family and friends1 to a world reserved for the select few, where privileges and benefits abound.
Get rewarded with up to RM18,000 Cashback* when you refer up to 6 successful referrals from 1 January 2024 until 30 June 2024.
They can earn a special Time Deposit rate and revel in privileged benefits.

Delight in rewards tailored just for you

Earn RM1,000 Cashback*
for every successful referral of RM200,000 TRB2
Earn RM3,000 Cashback*
for every successful referral of RM3,000,000 TRB2

Experience exclusive banking privileges and beyond with HSBC Premier

  • Premier status is recognised globally and can be extended to the family4, so they can enjoy the same privileges.
  • Gain priority access to relationship managers and wealth specialists no matter where they are in the world.
  • Open an overseas HSBC account5 across more than 30 destinations before embarking on their journey.
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  • Buy, save, transfer, and spend in 11 different currencies in just one account.
  • Pay in local currencies anywhere in the world with zero transactions fees6 by using HSBC Premier Everyday Global Account debit card.
  • Withdraw cash at any HSBC ATMs worldwide with zero withdrawal fees7.
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  • Benefit from comprehensive coverage across diverse markets from experts around the world.
  • Access market insights through online platform and be invited to exclusive webinars and events focused on wealth and insurance.
  • Achieve returns at one of the most competitive rates in the market.
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  • View, manage and transfer funds conveniently between all their globally-linked HSBC accounts in one place.
  • Make the most of ideal preferential rates for currencies through 24/7 instant real-time conversions.
Image for Seamlessly<br/>move money<br/>globally
Join HSBC Premier with
up to 6.00% p.a.3
Place a 6‑month Time Deposit (TD) in
either MYR or USD.

Refer your family and friends and be rewarded in 4 simple steps

Obtain consent from your family & friends.
Provide us with your details and the details of your family and friends.
We will be in touch with your family and friends.
Relax & enjoy your exclusive cash rewards.

Start earning with referrals now!

Complete the form below to begin.

Please provide us with your details as the referrer.
Note: As the referrer, you cannot refer yourself as a referee.

Please provide us with your family and friends’ details as the referral.
Note: As the referrer, you cannot refer yourself as a referee.


Important information

Issued by HSBC Bank Malaysia Berhad (198401015221 (127776-V)). Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.

*HSBC Premier Referral Program 2024 Terms & Conditions apply. Program Period:

  1. Phase 1 - Referral Period from 1 January 2024 to 31 March 2024.
    Successful Referral Period from 1 January 2024 to 30 April 2024.
  2. Phase 2 - Referral Period from 1 April 2024 to 30 June 2024.
    Successful Referral Period from 1 April 2024 to 31 July 2024.

Each Eligible Customer stands to receive Cashback for a maximum of 6 Successful Referrals. Successful Referrals refer to a Potential Customer referred by the Eligible Customer during the respecting Successful Referral Period; successfully opens an HSBC Premier Account under this program. Cashback is pooled together with "HSBC Amanah Premier Referral Program 2024". HSBC Bank is the sole provider of the Cashback. The terms used herein are as defined in the HSBC Premier Referral Program 2024 Terms & Conditions.

1For referees that reside in Malaysia only.

2Total Relationship Balance (TRB) includes any: Deposits in Current Account/-i, Savings Account/-i, Time Deposits, Term Deposits/-i, and/or Investments in Unit Trust funds/Shariah-compliant Unit Trust funds, Structured Investments/-i, Dual Currency Investments/-i and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components.

3HSBC New to Bank Premier Time Deposit Promotion 2024 Terms & Conditions Apply. Promotion Period from 1 January 2024 to 31 March 2024.

4For the spouse and up to 2 children aged 18-28. As long as Premier Family's Primary HSBC Premier customer in Malaysia meets the Premier criteria via:

  • Total Relationship Balances of at least RM200,000 at all times, or
  • Premier Mortgage of at least RM1,000,000

Premier Family extension to a child will expire on his/her 28th birthday. Thereafter, the child would need to meet Premier eligibility on their own to continue to enjoy fee waiver and if the customer fails to meet any of the above eligibility criteria, a monthly account fee of RM150 (and applicable tax, if any) will be charged.

5Subject to host country’s approval.

6Applicable to successful retail purchases, online shopping and cash withdrawals performed with Visa Debit Card under the supported currencies only.

7Applicable to cash withdrawals performed with Visa Debit Card under the supported currencies only.