Conditions

1. Covered Purchases must have a minimum Manufacturer’s Warranty of one (1) year; and cannot have greater than a maximum combined Manufacturer’s Warranty and additional optional warranty period of three (3) years.
2. Covered Purchases must have a valid Manufacturer’s Warranty in the country of use stating the extent of cover, the period of cover, what the manufacturer will do to correct the problem and whom to contact for service.
3. Covered Purchases may be repaired, replaced or the Cardholders may receive reimbursement of the original purchase price less any rebates, discounts or rewards points.

Exclusions

1. This Extended Warranty Coverage will not apply to:

• boats;
• motorized vehicles including airplanes, automobiles and motorcycles, and any equipment, parts or accessories;
• land or buildings;

Each insurance benefit limit described in this Guide is in United States Dollars (USD). Payment of claims will be made in local currency where required by law using the official Foreign Exchange Rates published on the date Claim payment is made.

1. consumables and perishables
2. any customized, unique, or rare items
3. used, rebuilt, refurbished and re-manufactured items at the time of purchase;
4. items purchased for resale, professional, or commercial use;
5. items which carry a "satisfaction guaranteed" promise that provides product replacement or benefits for anything other than defects in materials and workmanship of the item;
6. items which carry a Manufacturer’s Warranty of longer than three years;
7. services, maintenance, repair, installation or assembly costs;
8. any shipping or promised time frames of delivery, whether or not stated or covered by the Manufacturer's Warranty; and
9. any costs relating to damage to Covered Products caused by accident, neglect, abuse, willful damage, vermin and insect infestation, misuse, theft, sand, fire, earthquake, storm and tempest, lightning, explosion, aircraft impact, water damage, corrosion, battery leakage or Acts of God.