Member of PIDM. Protected up to RM250,000 for each depositor. For USD denominated bancassurance, the certificate/policy/product is (are) not protected by PIDM. For investment-linked bancassurance, protection by PIDM on benefits payable from the unit portion of this certificate/policy/product is subject to limitations. For non-investment-linked bancassurance and non-USD denominated bancassurance, the benefit(s) payable under eligible certificate/policy/product is (are) protected by PIDM up to limits. Please refer to PIDM's TIPS brochure or contact Allianz Life Insurance Malaysia Berhad or visit www.pidm.gov.my. Promotion period is from 1 July 2026 to 30 September 2026, unless stated otherwise.

¹HSBC Premier Q3 2026 Investment Campaign Terms and Conditions apply. This promotion is open to new and existing HSBC Bank Premier and Premier Elite customers and invest a minimum of RM2,000,000 (fresh or existing funds) in any of the eligible investments. Refer to the Terms and Conditions for full list of Eligible Investments. Vouchers will be awarded in the form of Tomei or Switch Malaysia vouchers.

HSBC Premier Q3 2026 Bancassurance Campaign Terms and Conditions apply. This promotion is open to all HSBC Premier customers who purchase any participating bancassurance product. Gift rewards are limited and rewarded to eligible customers on a first come, first served basis. Vouchers will be awarded in the form of Tomei or Switch Malaysia vouchers.

The gold and Apple product images shown are for illustration purposes only and will be awarded in the form of Tomei and Switch Malaysia vouchers. Tomei and Apple are not a participant in or sponsor of this promotion. The trade name and logo of Apple are trademarks belonging to Apple Inc. HSBC is not in any way endorsing, approving or supporting the use of any brand or merchandise sold by Apple or Tomei.

²HSBC Q3 2026 Bancassurance Bundling Terms and Conditions apply. This promotion is open to all HSBC Premier customers. All Term/Time Deposit/-i (TD-i) placements must be made with new funds at HSBC/HSBC Amanah branch. The minimum amount of TD/-i placement is RM20,000. No interest/profit shall be payable in the event the TD/-i is withdrawn prior to the maturity of the placement, whether wholly or partially, regardless of the number of completed months at the time of premature withdrawal. For TD-i, Eligible Customer agree to grant waiver to the interest/profit payable in case of premature withdrawal.

³HSBC New to Premier Time/Term Deposit/-i Promotion Q3 2026 Terms and Conditions apply. This promotion is open to new or upgraded HSBC Premier / Premier Elite customers and who opens a HSBC / HSBC Amanah Premier Account/-i or Premier Everyday Global Account/-i (EGA/-i). Eligible Customer must perform TD/-i placement with New Funds at any HSBC / HSBC Amanah branch, and the minimum single placement amount is RM50,000 for RM TD/-i.

⁴HSBC Premier Q3 2026 Wealth Bundling Terms and Conditions apply. This promotion is open to all HSBC Premier customers. All Term/Time Deposit/-i (TD-i) placements must be made with new funds at HSBC/HSBC Amanah branch. The minimum amount of TD/-i placement is RM50,000 or USD10,000. No interest/profit shall be payable in the event the TD/-i is withdrawn prior to the maturity of the placement, whether wholly or partially, regardless of the number of completed months at the time of premature withdrawal.

For annual effective rates, please refer to the promotions Terms and Conditions links above.

⁵HSBC Premier Cards Acquisition Promotion Q2 2026 Terms and Conditions apply. This promotion is open to new and existing Premier Elite and Premier customers who currently does not hold any primary Participating HSBC Credit Card/-i(s); and new and existing Premier Elite customers who currently does not hold HSBC Premier Travel and Premier World/Amanah Premier World Credit Card.