Premier
Join HSBC Premier today. Enjoy up to 4.28% per year interest on your 6 months Time Deposit1
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Greater returns when you join HSBC Premier.
Enjoy 4.28% p.a. on your Time Deposit or Term Deposit-i (TD/-i) for 6 months1
Promotion Period
1 October 2026 - 31 December 2026
Every plan is rewarded. Save, invest, and insure with us.
Get higher returns when you invest or insure with us
For new and existing customers
Wealth Bundle2
New to Wealth
  • 7.88% p.a. RM TD/-i
  • 8.08% p.a. USD TD/-i
Existing to Wealth
  • 5.88% p.a. RM TD/-i
  • 6.08% p.a. USD TD/-i
For 3 months tenure
Bancassurance Bundle3
New to Bancassurance
  • 9.88% p.a. RM TD/-i
  • 10.08% p.a. USD TD/-i
Existing to Bancassurance
  • 8.88% p.a. RM TD/-i
  • 9.08% p.a. USD TD/-i
For 3 months tenure
Go further with Premier and unlock even greater rewards
More HSBC Premier offers that recognise your relationship as you grow, invest and plan ahead.
Invest in unit trusts* digitally and get rewarded — every RM25,000 earns an entry towards a grand prize worth RM88,888 in money market fund.
Promotion period: 15 July to 14 October 2026
Start Investing Today
For a limited time only, HSBC Premier new investors may also receive RM500 in money market fund. *HSBC Bank Online Unit Trust Q3 2026 Campaign Terms & Conditions apply.
Travelling to Japan? Enjoy our best Japanese Yen (JPY) rates
Enjoy attractive JPY rates when you convert Malaysian Ringgit (MYR) to JPY via HSBC Malaysia Online Banking, HSBC Malaysia app or at any HSBC Malaysia branches.
Promotion period: 1 July 2026 - 31 December 2026
Find out more
Disclaimer: Open to all customers except HSBC employees. It is applicable to a minimum conversion amount of RM100 per transaction, with no limit on the number of conversions and for direct conversion transfers only.
Earn up to RM18,000* cashback when you refer up to 6 successful referrals
Promotion period: 1 January - 31 December 2026
Refer a Friend
*HSBC Premier Referral Program 2026 Terms & Conditions apply.
Get more out of your mortgage with HSBC
Promotion period: 1 April - 31 December 2026
Find out more
Member of PIDM. Protected by PIDM up to RM250,000 for each depositor. 1HSBC/HSBC Amanah Zero Moving Cost Campaign 2026 terms and conditions apply. Eligible customers are entitled to the zero moving cost package, capped at RM50,000 and with a 5-year lock-in period. 2HSBC Bank/ HSBC Amanah Mortgage Member-Get-Member (MGM) Campaign 2026 terms and conditions apply. Referral period is from 1 April 2026 to 31 December 2026 and successful referral period is from 1 April 2026 to 31 March 2027.

Member of PIDM. Protected up to RM250,000 for each depositor. For USD denominated bancassurance, the certificate/policy/product is (are) not protected by PIDM. For investment-linked bancassurance, protection by PIDM on benefits payable from the unit portion of this certificate/policy/product is subject to limitations. For non-investment-linked bancassurance and non-USD denominated bancassurance, the benefit(s) payable under eligible certificate/policy/product is (are) protected by PIDM up to limits. Please refer to PIDM's TIPS brochure or contact Allianz Life Insurance Malaysia Berhad or visit www.pidm.gov.my.

Promotion period is from 1 October 2026 to 31 December 2026, unless stated otherwise.

1HSBC New to Premier Time/Term Deposit/-i (TD/-i) Promotion Q4 2026 Terms and Conditions apply. This promotion is open to new or upgraded HSBC Premier/Premier Elite customers and who opens a HSBC/HSBC Amanah Premier Account/-i or Premier Everyday Global Account/-i (EGA/-i). Eligible Customer must perform TD/-i placement with New Funds at any HSBC / HSBC Amanah branch, and the minimum single placement amount is RM50,000 for RM TD/-i.

2HSBC Premier Q4 2026 Wealth Bundle Terms and Conditions apply. This promotion is open to all HSBC Premier customers. All Term/Time Deposit/-i (TD/-i) placements must be made with new funds at HSBC/HSBC Amanah branch. The minimum amount of TD/-i placement is RM50,000 or USD10,000. No interest/profit shall be payable in the event the TD/-i is withdrawn prior to the maturity of the placement, whether wholly or partially, regardless of the number of completed months at the time of premature withdrawal.

3HSBC Q4 2026 Bancassurance Bundling Terms and Conditions apply. This promotion is open to all HSBC Premier customers. All Term/Time Deposit/-i (TD/-i) placements must be made with new funds at HSBC/HSBC Amanah branch. The minimum amount of TD/-i placement is RM20,000 or USD4,000. No interest/profit shall be payable in the event the TD/-i is withdrawn prior to the maturity of the placement, whether wholly or partially, regardless of the number of completed months at the time of premature withdrawal. For TD/-i, Eligible Customer agree to grant waiver to the interest/profit payable in case of premature withdrawal.

For annual effective rates, please refer to the promotions Terms and Conditions links above.