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Effective Interest Rate
Hidden Fee
Cash Instalment Plan1
SAVE on interest by clearing your other bank’s credit card at zero cost!
Example: Outstanding balance amount is RM12,000 for 12 months
Interest rateCost incurred
Outstanding credit card debt18% p.a.RM1,796
HSBC Cash Instalment Plan0%RM0
Total Amount You Save: RM1,796
Enjoy better CASH FLOW management, with monthly repayment for 12 months2!
HSBC Cash Instalment Plan AmountMonthly repayment for 12 months
RM 1,000RM83.33 per month
RM 10,000RM833.33 per month
RM 12,000RM1,000 per month
Have the FLEXIBILITY to meet your needs:
Renovation & Furnishing
any other plans
EASY application in
3 simple steps
Apply for an HSBC Credit Card together with HSBC Cash Instalment Plan via HSBC mobile sales team or HSBC’s website
Indicate your preferred amount for HSBC Cash Instalment Plan and current/ savings account. Once approved, the HSBC Cash Instalment Plan amount will be transferred to your selected account within fourteen (14) working days from the date of your new HSBC credit card welcome letter.
Take cash out and start making
your plans happen!
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V). 1HSBC 0% CIP Promotion 2017 Terms and Conditions (“the Promotion”) apply. Promotion Period is from 21 July 2017 – 30 September 2017. Only One (1) Cash Instalment Plan (“CIP”) application per Eligible Cardholder during the Promotion Period. There is a maximum of 8,200 units of CIP up to RM12,000 for each Eligble Cardholder. CIP is given on a first come, first served basis subject to availability. Minimum CIP amount is RM1,000 up to the maximum of RM12,000 or 60% of the HSBC card holder’s available credit limit, whichever is lower. 2Based on CIP amount of RM1,000 at 0% interest for 12 months. This promotion is open to New to Bank Customers only. A “New to Bank Customer” means a customer who does not have any existing HSBC Bank /HSBC Amanah account/product when applying for any Participating HSBC Credit Card with CIP during the Promotion Period. The terms used herein are as defined in the Promotion Terms & Conditions.