/* --------------------------------------------------------------------
|
| -- VARIABLES
|
----------------------------------------------------------------------*/
a, a:hover, a:active, a:focus {
  text-decoration: none; }

input, textarea, select, button {
  box-sizing: border-box; }
  input:focus, textarea:focus, select:focus, button:focus {
    outline: none; }

a, input {
  transition: all 0.3s ease; }

h1, h2, h3, h4, h5, h6 {
  margin: 0; }

img {
  max-width: 100%;
  height: auto; }

ul, ol {
  margin: 0;
  padding: 0;
  list-style-type: none; }

p {
  margin: 0 0 0; }

@font-face {
  font-family: "UniversNextforHSBC";
  src: url("../fonts/UniversNextforHSBC-Regular.eot");
  src: url("../fonts/UniversNextforHSBC-Regular.eot#iefix") format("embedded-opentype"), url("../fonts/UniversNextforHSBC-Regular.ttf") format("truetype"), url("../fonts/UniversNextforHSBC-Regular.woff") format("woff"), url("../fonts/UniversNextforHSBC-Regular.svg") format("svg");
  font-weight: 400; }
@font-face {
  font-family: "UniversNextforHSBC";
  src: url("../fonts/UniversNextforHSBC-Bold.eot");
  src: url("../fonts/UniversNextforHSBC-Bold.eot#iefix") format("embedded-opentype"), url("../fonts/UniversNextforHSBC-Bold.ttf") format("truetype"), url("../fonts/UniversNextforHSBC-Bold.woff") format("woff"), url("../fonts/UniversNextforHSBC-Bold.svg") format("svg");
  font-weight: 700; }
@font-face {
  font-family: "UniversNextforHSBC";
  src: url("../fonts/UniversNextforHSBC-Light.eot");
  src: url("../fonts/UniversNextforHSBC-Light.eot#iefix") format("embedded-opentype"), url("../fonts/UniversNextforHSBC-Light.ttf") format("truetype"), url("../fonts/UniversNextforHSBC-Light.woff") format("woff"), url("../fonts/UniversNextforHSBC-Light.svg") format("svg");
  font-weight: 200; }
/* --------------------------------------------------------------------
|
| -- MIXINS
|
----------------------------------------------------------------------*/
.page__wrapper {
  margin: 0 auto; }

@media (max-width: 479px) {
  .hide--xss {
    display: none; } }

@media (min-width: 480px) {
  .show--xss {
    display: none; } }

@media (max-width: 991px) {
  .hide--md {
    display: none; } }

@media (min-width: 992px) {
  .show--md {
    display: none; } }

@media (max-width: 767px) {
  .hide--sm {
    display: none; } }

@media (min-width: 768px) {
  .show--sm {
    display: none; } }

.text-red {
  color: #db0011; }

* {
  border: 0;
  padding: 0;
  margin: 0;
  font-family: "UniversNextforHSBC", "Helvetica Neue", Helvetica, Arial, sans-serif;
  font-weight: 400;
  font-style: normal;
  line-height: normal;
  -ms-text-size-adjust: 100%;
  -webkit-text-size-adjust: 100%;
  -webkit-font-variant-ligatures: none;
  font-variant-ligatures: none;
  text-rendering: optimizeLegibility;
  -moz-osx-font-smoothing: grayscale;
  font-smoothing: antialiased;
  -webkit-font-smoothing: antialiased; }

html {
  scroll-behavior: smooth; }

body {
  font-size: 16px; }
  @media (max-width: 767px) {
    body {
      font-size: 16px; } }

.page__wrapper {
  max-width: 1440px;
  margin: 0 auto;
  position: relative; }

a {
  color: inherit; }
  a:hover {
    color: inherit; }

a sup {
  font-size: 0.8em;
  top: -0.6rem;
  color: inherit; }

/* ====================================
  HEADER
=======================================*/
.header {
  background: #fff;
  box-shadow: 0px -6px 5px 5px #000;
  width: 100%;
  position: fixed;
  top: 0;
  transition: top 0.3s ease-in-out;
  z-index: 9999; }
  .header__top {
    background: #333;
    color: #fff;
    font-size: 1.2rem; }
  .header__item--top {
    font-weight: 700; }
  .header__wrapper {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding-left: 55px;
    padding-right: 75px; }
    @media (max-width: 767px) {
      .header__wrapper {
        padding-left: 0;
        padding-right: 0; } }
  .header__top .header__wrapper {
    height: 35px; }
  .header__main .header__wrapper {
    min-height: 52px; }
    @media (min-width: 768px) {
      .header__main .header__wrapper {
        height: 61px; } }
    @media (min-width: 1200px) {
      .header__main .header__wrapper {
        height: 81px; } }
  .header__logo img {
    width: 140px; }
    @media (min-width: 1200px) {
      .header__logo img {
        width: 177px; } }
  .header__right {
    font-size: 18px;
    font-weight: bolder;
    color: #000000;
    line-height: 1; }
    @media (max-width: 991px) {
      .header__right {
        font-size: 16px; } }
  .header.sticky_show {
    top: 0px; }
  .header.sticky {
    top: -87px; }
    @media (min-width: 768px) {
      .header.sticky {
        top: -96px; } }
    @media (min-width: 1200px) {
      .header.sticky {
        top: -116px; } }

/* ====================================
  FOOTER
=======================================*/
.footer-secondary {
  background: #404040;
  padding: 30px 0;
  color: #fff; }
  .footer-secondary .footer__item--wrapper {
    display: table; }
  .footer-secondary .footer__item {
    display: table-cell;
    width: 25%;
    position: relative;
    padding-right: 20px; }
    .footer-secondary .footer__item:nth-child(n+2)::before {
      position: absolute;
      content: '';
      height: 100%;
      width: 1px;
      background: #a7a7a7;
      top: 0;
      left: -20px; }
  .footer-secondary .icon-header {
    color: #a7a7a7;
    margin-right: 10px; }
  .footer-secondary .item-header,
  .footer-secondary .item-link {
    width: 90%; }
  .footer-secondary .item-header {
    font-weight: 700;
    color: #fff; }
  .footer-secondary .item-link {
    margin-top: 10px; }
  .footer-secondary .item-link a {
    font-size: 1.4rem;
    color: #fff; }
  .footer-secondary .icon-link {
    margin-left: 5px; }
  .footer-secondary .icon--phone::before {
    content: url("../images/icons/icon--phone.png"); }
  .footer-secondary .icon--map-marker::before {
    content: url("../images/icons/icon--map-marker.png"); }
  .footer-secondary .icon--help::before {
    content: url("../images/icons/icon--help.png"); }
  .footer-secondary .icon--about::before {
    content: url("../images/icons/icon--about.png"); }

.footer {
  background: #000;
  font-size: 1.4rem;
  padding: 20px 0; }
  .footer ul {
    list-style-type: none; }
    @media (max-width: 991px) {
      .footer ul {
        margin-bottom: 25px; } }
  .footer ul > li {
    padding: 0; }
    @media (min-width: 480px) {
      .footer ul > li {
        display: inline-block; } }
    @media (max-width: 479px) {
      .footer ul > li:nth-child(-n+4) {
        margin-bottom: 5px; } }
    @media (min-width: 480px) {
      .footer ul > li:nth-child(-n+4) {
        margin-right: 10px; } }
  .footer__links {
    text-align: center; }
    @media (min-width: 992px) {
      .footer__links {
        text-align: left; } }
  .footer__copyright {
    text-align: center; }
    @media (min-width: 992px) {
      .footer__copyright {
        text-align: right; } }
  .footer a {
    color: #fff; }
    .footer a:hover, .footer a:focus {
      text-decoration: underline; }
  .footer p {
    color: #fff; }

/* ====================================
  BANNER
=======================================*/
.banner {
  padding-top: 81px; }
  .banner img {
    width: 100%; }
  @media (max-width: 1199px) {
    .banner {
      padding-top: 61px; } }
  @media (max-width: 767px) {
    .banner {
      padding-top: 52px; } }

/* ====================================
  INTRO
=======================================*/
.intro {
  padding: 40px 0; }
  .intro .intro__heading {
    font-size: 30px;
    margin-bottom: 40px; }
    @media (max-width: 991px) {
      .intro .intro__heading {
        font-size: 24px;
        margin-bottom: 30px; } }
    @media (max-width: 767px) {
      .intro .intro__heading {
        font-size: 20px;
        margin-bottom: 20px; } }
  .intro .intro__subheading {
    font-size: 24px;
    margin-top: 20px; }
    @media (max-width: 991px) {
      .intro .intro__subheading {
        font-size: 18px;
        margin-top: 25px; } }
    @media (max-width: 767px) {
      .intro .intro__subheading {
        font-size: 16px;
        margin-top: 20px; } }

/* ====================================
  AWARD
=======================================*/
.award {
  padding: 40px 0; }
  .award .award__wrapper {
    max-width: 320px;
    width: 100%;
    margin: 0 auto; }
  .award .award__text {
    padding-left: 20px;
    margin-top: 15px;
    position: relative;
    font-size: 24px; }
    @media (max-width: 991px) {
      .award .award__text {
        font-size: 18px; } }
    @media (max-width: 767px) {
      .award .award__text {
        font-size: 16px; } }
    .award .award__text:before {
      content: '';
      position: absolute;
      width: 5px;
      height: 100%;
      left: 0;
      top: 0;
      background: #CE001B; }

/* ====================================
  STEPS
=======================================*/
.steps {
  padding: 40px 0; }
  .steps .steps__wrapper {
    background-color: #EFEFEF;
    padding: 20px 0 60px; }
    @media (max-width: 599px) {
      .steps .steps__wrapper {
        padding: 20px 20px 20px; } }
  .steps .steps__heading {
    font-size: 24px;
    color: #CE001B; }
    @media (max-width: 991px) {
      .steps .steps__heading {
        font-size: 18px; } }
  .steps .steps__cont {
    display: flex;
    flex-direction: row;
    padding: 20px 0; }
    @media (max-width: 599px) {
      .steps .steps__cont {
        flex-direction: column; } }
  .steps .step__col {
    padding: 0 20px; }
    @media (max-width: 599px) {
      .steps .step__col {
        padding: 40px 0; } }
    .steps .step__col:nth-child(1) {
      border-right: 1px solid #A4A4A5; }
      @media (max-width: 599px) {
        .steps .step__col:nth-child(1) {
          border-bottom: 1px solid #A4A4A5;
          border-right: 0; } }
    .steps .step__col:nth-child(3) {
      border-left: 1px solid #A4A4A5; }
      @media (max-width: 599px) {
        .steps .step__col:nth-child(3) {
          border-top: 1px solid #A4A4A5;
          border-left: 0; } }
    .steps .step__col .step__heading {
      font-size: 20px; }
      @media (max-width: 991px) {
        .steps .step__col .step__heading {
          font-size: 18px; } }
    .steps .step__col .step__img {
      margin: 10px 0; }
    .steps .step__col .step__text {
      font-size: 18px;
      padding: 0 5px; }
      @media (max-width: 991px) {
        .steps .step__col .step__text {
          font-size: 16px; } }

/* ====================================
  CTA
=======================================*/
.cta {
  padding: 40px 0; }
  .cta .cta__heading {
    font-size: 24px; }
    @media (max-width: 991px) {
      .cta .cta__heading {
        font-size: 18px; } }

/* ====================================
  PREFOOTER
=======================================*/
.prefooter {
  padding-bottom: 40px;
  font-size: 15px; }
  @media (max-width: 599px) {
    .prefooter {
      font-size: 14px; } }
  .prefooter p {
    margin-top: 10px;
    font-size: 12px;
    color: initial; }
  .prefooter a {
    color: initial;
    font-size: 12px;
    text-decoration: underline; }