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HSBC Amanah
XtraBonus Calculator

XtraBonus calculator

RM
cash cycle pictogram
Save
Bonus
Increase Average Daily Balance (ADB) by minimum RM3,000, spend minimum RM1,000 & perform 7 transactions
Increase Average Daily Balance (ADB) by minimum RM3,000, spend minimum RM1,000 & perform 7 transactions
RM
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Investment
Bonus
Invest a minimum of RM5,000 monthly for 3 consecutive months
Invest a minimum of RM5,000 monthly for 3 consecutive months
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Takaful
Bonus
Purchase a Takaful certificate with a minimum total contribution payment of RM12,000
Purchase a Takaful certificate with a minimum total contribution payment of RM12,000
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Home
Financing
Bonus
Apply for at least RM500,000 in home financing
Apply for at least RM500,000 in home financing
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FX
Bonus
Perform any Foreign Exchange (FX) transaction online with a minimum total of RM10,000
Perform any Foreign Exchange (FX) transaction online with a minimum total of RM10,000
Your Estimated XtraBonus Reward
RM 0.00 @ 0% p.a.
CategoryXtraBonus RateXtraBonus
Save Bonus2.00%0.00
Investment Bonus2.00%0.00
Takaful Bonus2.00%0.00
Home Financing Bonus2.00%0.00
FX Bonus1.00%0.00
Apply now

An illustration on Average Daily Balance (ADB) using 30-day calendar month

Date
Daily Day-End Balances
1 to 15 (15 days)
RM10,000
16 to 30 (15 days)
RM8,000
Total Daily Day-End Balances
(RM10,000 x 15 days) + (RM8,000 x 15 days)
= RM270,000
Number of days in the Promotion Month
30 days
Average Daily Balance
RM270,000 / 30 days
= RM9,000

An illustration on Incremental Balance

Previous Month Average Daily Balance
("Previous Month ADB")
Sum of daily end day balances in the Previous Month
Number of days in the Previous Month
RM270,000 / 30 days
= RM9,000
Current Month Average Daily Balance
("Current Promotion Month ADB")
Sum of daily end day balances in the current Promotion Month
Number of days in the current Promotion Month
RM180,000 / 31 days
= RM5,806
Incremental Balance
Current Promotion Month ADB - Previous Month ADB
RM9,000 - RM5,806
= RM3,193

Important Information

  1. Save Bonus is based on your account's incremental balance capped at RM100,000.
  2. Investment, Takaful, Home Financing & FX Bonus are based on your account's average daily balance capped at RM100,000.

Disclaimer:
The information shown is indicative and for illustration purpose only. HSBC Amanah Malaysia Berhad will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculator.