A protection plan that ensures outstanding balance on your HSBC credit cards1 are paid.
Credit card balance up to RM300,0002 owing to HSBC Bank Malaysia Berhad ("HSBC") from both primary and supplementary cards will be paid in the event of the primary cardholder's:
Total and Permanent Disability; or
First diagnosis of the 36 covered Critical Illnesses.
All these benefits come with an affordable premium of 0.46% of your monthly outstanding balance.
This product is underwritten by Allianz Life Insurance Malaysia Berhad.
1 Coverage is up to a maximum of two primary credit cards only issued by HSBC Bank Malaysia Berhad.2 Maximum coverage is RM150,000 per HSBC credit card.
Features & Benefits
Settles your HSBC credit card outstanding balance in the event of Death, Total and Permanent Disability or upon first diagnosis of the 36 covered Critical Illness up to a maximum of RM300,000
Affordable premium of 0.46% of your monthly outstanding balance (E.g. For an outstanding credit card balance at statement date of RM1,000, the premium payable for that month is only RM4.60)
No premium will be charged when you don't have any outstanding balance. Premium is payable only when you have outstanding balance for that particular month as reflected in your HSBC credit card monthly statement!
Peace of mind for you and your family in case of any of the covered events.
Application for HSBC's Credit Card Shield
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