Affordability is one of the main reasons Malaysians do not own their own homes. With the combination of rising property prices and slow salary growth, many are finding it difficult to buy a property.
94% of Malaysians want a home,
but only 35% can afford to do so.
but only 35% can afford to do so.
HSBC HomeSmart can help you navigate through these challenges, whether you are a first time home buyer or planning to expand your home.
HSBC HomeSmart gives you:
Freedom to make
prepayments anytime
without notice or
additional charges.
prepayments anytime
without notice or
additional charges.
Freedom to make
withdrawals on excess
payments anytime without
notice or additional charges.
withdrawals on excess
payments anytime without
notice or additional charges.
Banking convenience via
ATM, cheque book and
internet banking.
ATM, cheque book and
internet banking.
Own your home sooner by consolidating your savings and salary into the HomeSmart account.
Use our home loan savings calculator to see the real
difference you can make with HSBC HomeSmart.
difference you can make with HSBC HomeSmart.
Home Loans Savings Calculator
I have a home loan.
The average interest rate is 5.03%*. HSBC HomeSmart’s interest rate is 4.40%
*Based on average interest rate from iMoney.my as of 19 December 2016
*Based on average interest rate from iMoney.my as of 19 December 2016
How much difference can 0.63%
make ?
make ?
Savings of RM 0
It's your decision. Contact us now.
Read the full Beyond the Bricks insight Download report here
Issued by HSBC BANK MALAYSIA BERHAD 198401015221 (127776-V).
Reproduced with permission from Beyond the Bricks, The meaning of home, published in 2017 by HSBC Holdings plc.’ HSBC is a trademark of HSBC Holdings plc and all rights in and to HSBC vest in HSBC Holdings plc.
Reproduced with permission from Beyond the Bricks, The meaning of home, published in 2017 by HSBC Holdings plc.’ HSBC is a trademark of HSBC Holdings plc and all rights in and to HSBC vest in HSBC Holdings plc.