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HSBC Amanah Advance Calculator

Up to 6.8% given for 3 months

Saved only1 p.a.
+
Saved & Spent2 p.a.

Average Daily Balance (ADB)

The historical bonus reward per month*

RM
Average Daily Balance (ADB)
Saved only1 p.a.
First
RM30,000
 
Next
RM50,000
(RM30,000 - RM80,000)
Next
RM30,000
(RM80,000 - RM110,000)
Next
RM90,000
(RM110,000 - RM200,000)
Your average daily balance
Historical Bonus
Reward Rate for Saved
1.00% p.a.
2.00% p.a.
4.15% p.a.
1.00% p.a.
Bonus reward earned
Historical Effective Hibah
Rate Given
Average Daily Balance (ADB)
+
Saved & Spent2 p.a.
First
RM30,000
 
Next
RM50,000
(RM30,000 - RM80,000)
Next
RM30,000
(RM80,000 - RM110,000)
Next
RM90,000
(RM110,000 - RM200,000)
Your average daily balance
Historical Bonus Reward Rate
for Saved & Spent
1.00% p.a.
4.15% p.a.
6.80% p.a.
1.00% p.a.
Bonus reward earned
Historical Effective Hibah
Rate Given3
Saved only1 p.a.
Average Daily Balance (ADB)
Historical Bonus
Reward Rate for Saved
Historical Effective Hibah
Rate Given
First
RM30,000
 
1.00% p.a.
Your average daily balance
Bonus reward earned
Next
RM50,000
(RM30,000 - RM80,000)
2.00% p.a.
Your average daily balance
Bonus reward earned
Next
RM30,000
(RM80,000 - RM110,000)
4.15% p.a.
Your average daily balance
Bonus reward earned
Next
RM90,000
(RM110,000 - RM200,000)
1.00% p.a.
Your average daily balance
Bonus reward earned
+
Saved & Spent2 p.a.
Average Daily Balance (ADB)
Historical Bonus Reward Rate
for Saved & Spent
Historical Effective Hibah
Rate Given3
First
RM30,000
 
1.00% p.a.
Your average daily balance
Bonus reward earned
Next
RM50,000
(RM30,000 - RM80,000)
4.15% p.a.
Your average daily balance
Bonus reward earned
Next
RM30,000
(RM80,000 - RM110,000)
6.80% p.a.
Your average daily balance
Bonus reward earned
Next
RM90,000
(RM110,000 - RM200,000)
1.00% p.a.
Your average daily balance
Bonus reward earned
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An illustration on how Average Daily Balance (ADB) was calculated using 30-day calendar month

Date
Daily Day-End Balances
1 to 15 (15 days)
RM10,000
16 to 30 (15 days)
RM8,000
Total Daily Day-End Balances
(RM10,000 x 15 days) + (RM8,000 x 15 days)
= RM270,000
Number of days in the Month
30 days
Average Daily Balance
RM270,000 / 30 days
= RM9,000

Important Information

  • 1For Saved: Salary credited or inward funds transferred of RM3,000 monthly
  • 2For Saved & Spent: Salary credited or inward funds transferred of RM3,000 monthly & spent with HSBC Credit Card/-i
  • 3Maximum Historical Effective Hibah Rate (HER) of 4.01% p.a. was calculated on RM110,000 average daily balance, when customer saved & spent.

Disclaimer:
The amount is calculated on per month (30 days) basis and is for illustration purposes only.
The calculator is for your convenience only and you have chosen to use it and rely on any results at your own risk. HSBC will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculator.
This product is based on Qard deposit and customer may or may not receive any hibah. Any disclosure of historical bonus reward rate shall not be construed as an indicative or prospective rate, nor give rise to any obligation on the part of HSBC Amanah to provide such bonus rate in the future.

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